Doing Business, getting credit, credit bureau coverage

percent of adults, 2005–2017

Info Edit
Country2005200620072008200920102011201220132014201520162017
Argentina73.3095.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00
Armenia13.5024.4034.5038.3046.6056.0063.8065.8094.1071.10
Australia95.40100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00
Austria39.3045.4039.9040.6040.9039.2040.6051.6052.6051.8053.2052.8053.60
Bahrain29.1029.1025.0023.0023.6023.5026.0048.3029.0025.70
Bhutan18.0023.2026.00
Bolivia24.6020.3022.6029.7033.9031.4035.9034.7036.5039.0043.2045.20
Bosnia and Herzegovina15.6019.3022.9063.7069.2064.3047.2039.604.804.908.109.9010.40
Botswana30.9030.8043.2058.3052.9051.9057.6059.6058.9060.7051.7051.1053.50
Brazil42.5053.6043.0046.4062.2059.2053.5061.5062.2063.4063.6079.0078.90
Bulgaria3.003.005.006.2013.10
Cambodia12.1021.1029.3037.0044.00
Canada100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00
Chile22.0022.1019.3033.5034.5033.9022.9025.803.505.908.8011.2012.40
China21.30
Colombia30.0031.7028.3039.9042.5060.5063.1071.2072.5083.8087.0088.7092.10
Costa Rica4.504.5039.2052.7051.6056.0064.8078.90100.00100.00100.00100.00100.00
Ivory Coast2.30
Croatia72.4071.8077.0081.20100.00100.00100.00100.00100.00100.00
Cyprus5.307.406.506.706.8067.3068.90
Czech Republic24.9037.9051.0053.0065.2073.1073.2095.7074.2076.0076.6078.7079.20
Denmark7.107.7011.5011.505.005.205.407.307.307.507.807.707.40
Dominican Republic29.4034.6057.1035.4035.0046.1047.3054.3060.0059.8063.1074.6074.90
Ecuador43.7044.1046.8046.0045.0057.9053.5070.9073.0052.9058.30
Egypt4.708.2010.3013.7016.4019.6021.8020.9021.60
El Salvador82.3078.7079.6074.6083.0094.6095.0081.1083.7083.3032.0034.403.00
Estonia9.5012.5018.2019.7020.6020.6022.4033.1033.4033.7034.2034.7035.10
Fiji21.2028.3033.4041.2042.3048.6047.7067.6069.5072.9078.9082.40
Finland14.8014.7014.9014.9014.8014.7014.9020.5018.9019.5019.6020.5020.70
Georgia0.204.5012.2016.4029.6035.5046.1056.8074.5088.60
Germany85.6088.2093.9098.1098.4098.3098.40100.00100.00100.00100.00100.00100.00
Ghana2.103.305.7010.4014.1016.3016.00
Greece11.1017.7037.5038.7039.0046.9061.5082.4084.0084.4082.5081.2079.60
Guatemala12.409.909.2013.1019.7028.408.808.908.708.608.708.807.90
Guyana2.4016.40
Honduras18.7018.7058.0060.5058.70100.0031.2032.9031.9036.1036.2060.50
Hong Kong61.5064.5064.5064.7069.9071.9072.0086.3089.4093.6096.1096.00100.00
Hungary3.304.005.906.9010.0010.3011.4016.1015.8073.2074.6088.6089.80
Iceland100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00
India1.706.1010.8010.5010.2010.0015.1014.9019.8022.4022.0021.40
Indonesia0.100.200.20
Iran4.5024.4031.9033.3033.8046.6050.50
Ireland100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00
Israel100.00100.00100.0091.6091.0089.8088.20100.00100.00100.00100.0067.5072.50
Italy57.1059.9067.8071.5074.9077.5080.50100.00100.00100.00100.00100.00100.00
Jamaica10.1022.4023.30
Japan61.5061.2061.2068.3076.2076.2076.1099.00100.00100.00100.00100.00100.00
Kazakhstan5.5013.7025.6029.5029.9037.6039.3045.6051.7081.4052.00
Kenya0.100.100.101.502.102.303.304.504.904.704.9014.3025.80
South Korea80.7080.7076.6074.2090.4093.8093.30100.00100.00100.00100.00100.00100.00
Kuwait16.6016.1016.1014.5031.2030.4029.6029.0031.0029.0032.0034.2031.00
Kyrgyzstan0.200.401.603.705.9011.9018.7024.6032.1038.2035.3030.60
Latvia63.20
Lesotho1.007.10
Lithuania12.107.207.307.2018.4067.8075.6081.2089.4097.7079.3084.20
Macedonia (F.Y.R.O.M.)68.3072.2077.1083.7089.3094.50
Malaysia82.00100.0083.4081.8077.2078.6077.1076.40
Mexico38.2049.4069.5061.2070.8077.5071.6098.1099.20100.00100.00100.00100.00
Moldova3.003.904.508.8010.8011.40
Morocco14.009.9014.6017.2019.6021.1023.4024.60
Namibia35.3035.2035.2059.9059.6057.7058.5061.5063.9066.2064.3062.8061.20
Nepal0.100.100.200.200.300.300.300.500.701.001.301.80
Netherlands64.5068.9075.4078.1081.0083.50100.0083.2081.7079.9079.4078.2075.70
New Zealand97.8095.80100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00
Nicaragua3.40100.0027.9028.4021.4031.9029.5032.3040.7048.7053.90
Nigeria4.104.104.104.905.806.707.70
Norway100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00
Pakistan0.400.901.101.401.501.501.402.002.002.104.504.805.80
Panama53.0040.2045.5041.6043.7045.9031.9053.8057.9060.8063.0060.7058.10
Papua New Guinea0.601.802.902.803.605.506.10
Paraguay52.2052.2052.2048.7048.6047.4050.5048.5047.5046.5045.5044.6045.30
Peru27.1027.8028.6033.0033.2031.8033.3036.0042.5041.50100.00100.00100.00
Philippines3.403.704.805.505.406.107.408.209.009.3011.3014.0010.20
Poland38.0038.1038.1051.5050.0068.3091.7074.8076.9082.8084.3091.0092.50
Portugal7.909.809.1011.3011.3016.4016.3021.5022.9023.2023.4016.107.80
Puerto Rico64.3063.6063.6062.0061.4073.8071.5072.3081.50100.00100.00100.00100.00
Romania1.005.5010.9024.7030.2033.3042.0044.9046.9046.6050.1051.10
Russia4.4010.0014.3014.4035.8045.4059.2064.6070.2077.20
Rwanda2.207.1013.0015.7018.8016.60
Saudi Arabia10.2012.5016.1014.1017.9018.0016.0033.3044.3047.0047.4048.30
Senegal0.60
Serbia43.4051.3091.9094.20100.00100.00100.00100.00100.00100.00100.00
Singapore33.5038.6038.6042.7048.3040.3060.8053.8058.3053.0050.8058.6065.70
Slovakia18.1045.3040.3039.9044.0044.5056.1058.5061.6065.7067.3076.40
Slovenia100.0098.90100.00100.00100.00100.00
Solomon Islands1.10
South Africa63.6063.4053.0052.1064.8054.7054.9052.0054.0055.6055.4062.0063.70
Spain6.506.507.408.308.107.6010.7011.4013.2015.6015.3014.1017.90
Sri Lanka1.902.203.102.908.7014.3018.6029.4033.6039.0044.5050.3057.20
Sudan0.901.301.502.10
Swaziland39.0039.0037.6043.5042.3035.7043.2047.8041.6042.1046.4046.10
Sweden98.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00
Switzerland23.3023.3024.5024.0022.5022.5022.3027.3026.8026.5026.3026.1025.80
Taiwan33.4057.1059.5067.1062.7063.2090.4090.9094.1094.1087.9093.3097.10
Tajikistan2.107.0015.9035.80
Tanzania0.605.006.50
Thailand15.0018.4021.7027.9031.8032.9035.7041.7044.1049.2052.7060.2053.00
Tonga6.5012.3012.2017.30
Trinidad and Tobago31.5031.5034.4037.6041.7039.2046.0046.0063.2067.4069.6072.30
Turkey30.0027.6027.6027.0026.3042.9042.2060.5063.0071.70
Uganda1.103.003.704.104.905.306.60
Ukraine3.003.0010.1017.0023.3028.3048.0036.7040.00
United Arab Emirates7.7012.6017.7029.2031.7027.0028.3038.4053.80
United Kingdom76.2076.2086.1084.60100.00100.00100.00100.00100.00100.00100.00100.00100.00
United States100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00
Uruguay75.6080.0085.3093.8098.0097.20100.00100.00100.00100.00100.00100.00100.00
Uzbekistan2.202.103.303.6015.7016.5017.8019.4027.80
Vanuatu5.506.806.609.60
Venezuela15.7015.7015.7016.7028.7028.2027.90
Vietnam1.406.9014.80
Zambia0.100.403.004.305.4012.007.308.9016.80
Zimbabwe31.0031.0031.0031.0031.0031.0031.0031.0031.0031.1029.7032.1031.40

Credit bureau coverage reports the number of individuals and firms listed in a credit bureau’s database as of January 1, 2017, with information on their borrowing history within the past five years. The number is expressed as a percentage of the adult population (the population age 15 and above in 2016 according to the World Bank’s World Development Indicators). A credit bureau is defined as a private firm or nonprofit organization that maintains a database on the creditworthiness of borrowers (individuals or firms) in the financial system and facilitates the exchange of credit information among creditors.

Source: World Bank